Personal Mortgages

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Personal Mortgages

Do you need a financial solution for acquisition of residential or commercial real estate?
Personal Mortgage can give you the needed leverage.

Are you a corporate or an individual with a verifiable source of income in America or abroad? Are you employed or self-employed? Access Mortgage Advantage is designed to suit your need.

Commercial Mortgage Offerings

Direct Mortgage: For acquisition of commercial real estate where the Loan-to Value shall not be more than 70%. This is for investment in commercial real estate where rental proceeds from commercial properties shall be applied to meet mortgage obligations. This facility is open to Corporates, self-employed persons and individuals.

Commercial Equity Release: To release value from an existing commercial property to be invested in the borrower’s business. Loan amount not more than 50% of Forced Sale Value.

  • Higher loan amounts of up to $500 million for individuals and $5 billion for corporates
  • Longer loan tenor period of 30 years on some facilities
  • Interest rates of 15% - 17% per annum
  • Re-defined active work-life age of 65 years
  • Properties free from encumbrance
  • Joint Mortgage loans (product) - you could include your spouse, child, parent or sibling as a co-applicant for the loan

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